NATURAL DISASTERS INSURANCE
What is the definition of a Natural Disasters?
What is the definition of a Natural Disasters?
It is an “Act of God”, an accident or event resulting from natural causes without human intervention, and one that could not have been prevented by reasonable foresight or care.
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Natural disasters such as earthquakes, floods, hurricanes and human-made disasters such as riot or terrorist attack are not covered in terms of an insurance policy.
These low-probability but extremely high-cost events are generally deemed a catastrophic and becomes the government’s responsibility. Accidental damage occurs by chance and is not wilful or inevitable or deliberate and is sometimes included in a home insurance policy, but usually it’s sold as an optional extra.
Have more questions? Get in touch
Email: info@staysure.co.za
Phone: + 27 (0)861 086 000
Phone: + 27 (0)21 975 1100
Skype Name: Mrdeliver1
21 Somerset Crescent
Durbanville
7550
Cape Town
South Africa
Reg No. 9512577/07
(FSCA) License No. 2635
Situated in Cape Town, Stay Sure Insurance Brokers provides a wide range of customised insurance solutions to private and commercial clients nationally and throughout Africa.
We subscribe to the office of the Ombudsman for Short-Term Insurance, and are subject to the jurisdiction of the FAIS Ombud.
Stay Sure Insurance Brokers (Pty) Ltd (Reg No. 9512577/07) | Authorised Financial Services Provider | Member of the Financial Intermediaries Association (FIA) | Member of United Global Brokers | Financial Sector Conduct Authority (FSCA) License No. 2635
+27 (0)861 086 000
+27 (0)21 975 1100